This paper presents insights and recommendations that were shared during a series of calls and interviews with more than two dozen external housing and finance stakeholders. These sessions culminated in a roundtable discussion hosted by the Federal Reserve Bank of New York in the summer of 2023. Thanks go to these experts and stakeholders for sharing their insights and solutions. All comments were noted anonymously. Specific proposals are not necessarily endorsed by participating individuals or institutions. The recommendations in the report reflect the views of the external experts and are not recommendations of the Federal Reserve Bank of New York or the Federal Reserve System.